This is the one big thing I don’t mind spending a lot of money on


Man, woman, boy and little girl on the beach.

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We travel a lot, but there is good reason to feel this is worth spending the money on.


the main points

  • In our family, we try to be careful with our money.
  • We live on a budget and limit bragging.
  • But we are always happy to spend money on travel because of the memories we make.

When it comes to spending, I generally try to be very conservative. I want to save a lot for my future and make sure that I can cover the cost of education for two children. Plus, I’d probably be interested in retiring early, or at least have the ability to do so, so I’m investing heavily in later years.

But, even though I am a very frugal person in many areas, there is one thing I never mind spending a lot of money on.

I’m always happy to splurge on the holidays

The one thing I always want to spend money on is vacations with my family. In fact, this is one of the biggest items in my budget outside of savings and housing costs.

We take a lot of vacations, I’m going on eight trips Just last summer alone. And while I’m looking for some ways to be frugal on my travels, like staying camping and cooking some of our meals ourselves, I’m also sometimes willing to splurge for special experiences while on vacation. Recently, for example, we rented a beachfront cabana so our elderly dog ​​could come with us to the beach all day long – even though it cost over $100 a day.

There is one simple reason why I am happy to spend money on doing so many trips and on these special experiences while we are away. I believe the memories we make on these trips are invaluable and that planning, executing, and looking back on these vacations will bring us far more happiness than any of the things we would likely buy with our money otherwise.

Since I have two young children and a dog that I adore, my husband and I are more than willing to pay the money to make the most of the time with our family that we can never get back. Soon, our kids will be grown up and won’t want to spend a lot of time on adventures with us anymore, and we don’t want to look back and wish we had done more.

There’s nothing wrong with flaunting the things you find worthwhile – as long as you budget for it

For us, vacations are the thing we choose to spend a lot of money on. For other people, it might be something else, like expensive meals or a luxury car that makes them feel good every time they drive.

The truth is, there is absolutely nothing wrong with owning that one thing (or even some) that you spend. The key, however, is to budget for this and make sure that you don’t set yourself up for financial hardship by doing so. We will not charge for all these vacations on our website credit cards Because we know that this will make life more difficult, so we make sacrifices in other areas to enable us to spend on what we value most.

If you have something you love and want to spend money on, take a look at your budget and see if you can find a way to do it that will still allow you to save for your future and avoid borrowing. If you can, there’s no reason not to indulge your hard-earned cash.

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